December 2021 Crypto Interest Rates
A Christmas Miracle
Look what I did!
This month I have added Crypto.com to the table - by popular demand.
I know what I said in the past, but hey, it is the holiday season, and the more the merrier!
Let Me Repeat...
One of the reasons I haven't added Crypto.com in the past is because of what numbers I use on the table.
Which I know I state elsewhere, but let me repeat:
The rate I use is for the first dollar added with no bonuses - whether that being locking up or holding the platform's coin.
So I'm sure a lot of Crypto.com fans are going to look at the table and complain at their low rates. They will claim how misleading I am being by showing the base rate when you could earn much more!
I mean, I hope they don't, but it is the internet after all. Plus, it happens with every other platform.
One reason for this, that I haven't mentioned before, is the target audience. People that say they can earn more by holding thousands of dollars in a platform coin or earn less because of tier limits are obviously investing some significant dollars. I'm making this with people in mind that are just discovering this all or looking where to invest their next few hundred dollars. If you are investing tens or hundred thousands of dollars I expect you to do your own research and be familiar with your options - not rely on my blog post.
But I do hope you find the addition of Crypto.com useful! I certainly found it intersting taking another look at their offerings!
Though, if I do start getting complaints or questions on social that are already explained or noted on this page, I'm just going to reply with my favorite laughing-crying emoji. Yes, I am aware that supposedly states I'm old.
Notes and Disclaimers
- Not financial advice
- Do your own research
- There are other factors to consider besides interest rates
- There could be errors - I am only human
- Notes on Rates
- US Rates
- Base Rates & First Tier
- Platforms have other differentiating factors such as minimums, payout periods,
and APY vs APR (most are APY and Voyager is APR).
More details: Notes and Disclaimers Page
I get the rates from out of each app itself, when possible. This is one reason I use US rates, as I cannot verify rates outside of the US, and sometimes the rates listed on websites can be misleading.
Some platforms have tiers and some have bonuses - I list the rates here to reflect what your first dollar, erm, coin, would get without any additional factors.
Additions
Since I added an entire platform, as these might go overlooked, let me call out the additions from other platforms:
- Celsius
- Wrapped Bitcoin (WBTC)
- Tezos
- Nexo
- Polygon (MATIC)
- Gemini
- USDC
Gemini really didn't have USDC before? Or is that just a mistake on my part?
December 2021 Crypto Interest Rates
Here are the current interest rates, as of December 2nd 2021, for Celsius, Voyager, BlockFi, Nexo, Gemini, and Crypto.com.
Note: The "Highest" column is there simply for sorting purposes.
Color indicators:
- The highest interest rate for each coin is dash-outlined in green
- Cells with a green background went up from last month
- Cells with red background went down from last month
- Hover over any of the cells with a price change to see last month's rate
Sort By:
Crypto
Token | Ticker | Celsius | Voyager | BlockFi | Nexo | Gemini | Crypto.com | Highest |
---|---|---|---|---|---|---|---|---|
Sythetix Network Token | SNX | 13.99% | 1.77% | 13.99% | ||||
Avalanche | AVAX | 12% | 1% | 12% | ||||
Polkadot | DOT | 8.86% | 12% | ↓10% Previously: 12%
|
6% | 12% | ||
Matic Network | MATIC | 8.99% | 5.25% | 10% | 1.51% | 6% | 10% | |
Pax Dollar | USDP | 8% | 8% | |||||
TerraUSD | UST | 7.99% | 7.99% | |||||
Filecoin | FIL | 2% | ↑7.25% Previously: 7%
|
7.25% | ||||
Nexo | NEXO | 7% | 7% | |||||
Voyager Token | VGX | 7% | 7% | |||||
The Graph | GRT | 2% | 6.43% | 6.43% | ||||
Alchemix | ALCX | 6.2% | 6.2% | |||||
Bitcoin | BTC | 6.2% | 5.75% | 4.5% | 4% | 1.49% | 1.5% | 6.2% |
Bancor | BNT | 5.5% | 0.5% | 5.5% | ||||
PAX Gold | PAXG | 5.5% | 3.25% | 4% | ↓1.25% Previously: 1.81%
|
0.5% | 5.5% | |
Ethereum | ETH | 5.35% | 4.6% | 5% | 4% | ↓1.76% Previously: 2.05%
|
3.5% | 5.35% |
Aave | AAVE | 4.86% | 3% | ↓2% Previously: 3.05%
|
4.86% | |||
Celsius | CEL | 4.86% | 4.86% | |||||
Litecoin | LTC | 3.25% | ↓3.5% Previously: 4.5%
|
4.75% | 4% | 2.77% | 0.5% | 4.75% |
Compound | COMP | 4.6% | 3% | ↓1.73% Previously: 2.47%
|
0.5% | 4.6% | ||
Dash | DASH | 4.6% | 3% | 4.6% | ||||
Terra | LUNA | 4% | 4.52% | 0.5% | 4.52% | |||
Bitcoin Cash | BCH | 4.51% | 2% | 4% | 4.29% | 0.5% | 4.51% | |
Cardano | ADA | 4.06% | 4.5% | 4% | 0.5% | 4.5% | ||
EOS | EOS | 4.45% | 1.5% | 4% | 0.5% | 4.45% | ||
Tezos | XTZ | 4.25% | 2% | 2.05% | 0.5% | 4.25% | ||
1inch | 1INCH | 4.13% | 3.51% | 4.13% | ||||
Sushi | SUSHI | 4.13% | ↓2.5% Previously: 3.1%
|
4.13% | ||||
Axie Infinity | AXS | 4.04% | 4.04% | |||||
Binance Coin | BNB | 4% | 0.5% | 4% | ||||
Chainlink | LINK | 3% | 3.5% | 3.5% | 4% | 1.35% | 0.5% | 4% |
Tron | TRX | 4% | 4% | |||||
Stellar | XLM | 1% | 1% | 4% | 0.5% | 4% | ||
XRP | XRP | 4% | 4% | |||||
Dogecoin | DOGE | 2% | 3.78% | 0.5% | 3.78% | |||
Basic Attention Token | BAT | 1% | 1% | 3.25% | ↓1.75% Previously: 3.49%
|
0.5% | 3.25% | |
Uniswap | UNI | 2.5% | 2% | 3.25% | ↓1.49% Previously: 3.01%
|
0.5% | 3.25% | |
Wrapped Bitcoin | WBTC | 3.05% | 3.05% | |||||
Cosmos | ATOM | 3% | 0.5% | 3% | ||||
Celo | CELO | 3% | 3% | |||||
Ethereum Classic | ETC | 3% | 1.5% | 3% | ||||
Orchid | OXT | 1.5% | 2.47% | 2.47% | ||||
Ankr Network | ANKR | 2.25% | 2.25% | |||||
Fantom | FTM | 2.25% | 2.25% | |||||
Mirror Protocol | MIR | 2.25% | 2.25% | |||||
Maker | MKR | 2.25% | 0.5% | 2.25% | ||||
Bitcoin SV | BSV | 2.02% | 2.02% | |||||
Zcash | ZEC | 2.02% | 1% | ↓0.74% Previously: 1.35%
|
2.02% | |||
Crytpo.com Coin | CRO | 2% | 2% | |||||
Shiba Inu | SHIB | 2% | 0.5% | 2% | ||||
StormX | STMX | 2% | 2% | |||||
Uma | UMA | 1% | 2% | 1.77% | 2% | |||
Ox | ZRX | 1.77% | 2% | ↓1.25% Previously: 1.81%
|
2% | |||
Curve | CRV | 1.77% | 1.77% | |||||
Yearn.finance | YFI | ↓1.73% Previously: 3.29%
|
1.73% | |||||
Injective Protocol | INJ | 1.51% | 1.51% | |||||
Livepeer | LPT | 1.51% | 1.51% | |||||
AMP | AMP | ↓1.25% Previously: 1.78%
|
1.25% | |||||
Balancer | BAL | ↓1.25% Previously: 1.54%
|
1.25% | |||||
Kyber Network | KNC | 0.5% | 1% | ↓1.25% Previously: 1.77%
|
0.5% | 1.25% | ||
Decentraland | MANA | 0.5% | ↓1% Previously: 2%
|
↓1.25% Previously: 1.8%
|
0.5% | 1.25% | ||
Ren | REN | ↓1.25% Previously: 1.77%
|
1.25% | |||||
Storj | STORJ | ↓1.25% Previously: 1.77%
|
1.25% | |||||
Flow | FLOW | 1% | 1% | |||||
OMG Network | OMG | 0.5% | 1% | 0.5% | 1% | |||
Harmony | ONE | 1% | 1% | |||||
Solana | SOL | 1% | 1% | |||||
Algorand | ALGO | 0.5% | 0.5% | |||||
Celer Network | CELR | 0.5% | 0.5% | |||||
Elrond eGold | EGLD | 0.5% | 0.5% | |||||
Enjin | ENJ | 0.5% | 0.5% | |||||
Gas | GAS | 0.5% | 0.5% | |||||
Icon | ICX | 0.5% | 0.5% | |||||
Ontology Gas | ONG | 0.5% | 0.5% | |||||
Stratis | STRAX | 0.5% | 0.5% | |||||
VeChain | VET | 0.5% | 0.5% |
StableCoins
Token | Ticker | Celsius | Voyager | BlockFi | Nexo | Gemini | Crypto.com | Highest |
---|---|---|---|---|---|---|---|---|
Binance USD | BUSD | 10.02% | 9% | 10.02% | ||||
Gemini Dollar | GUSD | 10.02% | 9% | 8.05% | 10.02% | |||
Paxos Standard | PAX | 10.02% | 9% | 6% | 10.02% | |||
TrueAUD | TAUD | 10.02% | 6% | 10.02% | ||||
TrueCAD | TCAD | 10.02% | 6% | 10.02% | ||||
TrueGBP | TGBP | 10.02% | 6% | 10.02% | ||||
TrueHKD | THKD | 10.02% | 10.02% | |||||
TrueUSD | TUSD | 10.02% | 8% | 6% | 10.02% | |||
USD Coin | USDC | 10.02% | 9% | 9% | 8% | 7.99% | 6% | 10.02% |
Tether | USDT | 10.02% | 8% | 6% | 10.02% | |||
Z.com USD | ZUSD | 10.02% | 10.02% | |||||
Dai | DAI | 4.6% | 9% | 8% | ↓5.4% Previously: 7.99%
|
6% | 9% |
Happy Holidays!
If you need a gift idea for that special someone, Dave-Man* might just the the perfect gift! I can even put it on sale for you!
*self-promo
Earn Interest on Crypto
Referral Links
I don't have any ads or gain anything from traffic to my blog so I thought I'd throw my referral links at the end of my crypto blog posts. Some of the links above to the platforms are referral links as well.
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