November 2021 Crypto Interest Rate Comparison

Lou Bagel Logo

Lou Bagel

November 21, 2021

November Interest Rate Hero Image
November 2021 Interest Rates

Notes and Disclaimers

More details: Notes and Disclaimers Page

I get the rates from out of each app itself, when possible. This is one reason I use US rates, as I cannot verify rates outside of the US, and sometimes the rates listed on websites can be misleading.

Some platforms have tiers and some have bonuses - I list the rates here to reflect what your first dollar, erm, coin, would get without any additional factors.

Notable Changes

A rise in stable coin interest rates! That is almost the only notable thing.

Not much in the way of additions and removals. Only two:

November 2021 Crypto Interest Rates

Here are the current interest rates, as of November 21st 2021, for Celsius, Voyager, BlockFi, Nexo, and Gemini.

Note: The "Highest" column is there simply for sorting purposes.

Color indicators:

Toggle Indicators

Sort By:

Name
Ticker
Highest Values

Crypto

Token Ticker Celsius Voyager BlockFi Nexo Gemini Highest
Sythetix Network Token SNX 13.99% 1.77% 13.99%
Polkadot DOT 8.86% 12% 12% 12%
Avalanche AVAX 12% 12%
Matic Network MATIC 8.99% 5.25% 1.51% 8.99%
Pax Dollar USDP 8% 8%
TerraUSD UST ↑7.99%
Previously: 6.88%
7.99%
Filecoin FIL 2% 7% 7%
Nexo NEXO 7% 7%
Voyager Token VGX 7% 7%
The Graph GRT 2% 6.43% 6.43%
Alchemix ALCX 6.2% 6.2%
Bitcoin BTC 6.2% 5.75% 4.5% 4% 1.49% 6.2%
Bancor BNT 5.5% 5.5%
PAX Gold PAXG 5.5% 3.25% 4% 1.81% 5.5%
Ethereum ETH 5.35% 4.6% 5% 4% 2.05% 5.35%
Aave AAVE 4.86% 3% 3.05% 4.86%
Celsius CEL 4.86% 4.86%
Litecoin LTC ↓3.25%
Previously: 4.08%
↓4.5%
Previously: 5%
4.75% 4% 2.77% 4.75%
Compound COMP 4.6% 3% 2.47% 4.6%
Dash DASH 4.6% 3% 4.6%
Terra LUNA 4% 4.52% 4.52%
Bitcoin Cash BCH 4.51% 2% 4% 4.29% 4.51%
Cardano ADA 4.06% ↓4.5%
Previously: 5%
4% 4.5%
EOS EOS 4.45% ↓1.5%
Previously: 2%
4% 4.45%
1inch 1INCH 4.13% 3.51% 4.13%
Sushi SUSHI 4.13% 3.1% 4.13%
Axie Infinity AXS 4.04% 4.04%
Binance Coin BNB 4% 4%
Chainlink LINK 3% 3.5% 3.5% 4% 1.35% 4%
Solana SOL 4% 4%
Tron TRX 4% 4%
Stellar XLM 1% 1% 4% 4%
XRP XRP 4% 4%
Dogecoin DOGE 2% 3.78% 3.78%
Basic Attention Token BAT 1% 1% 3.25% 3.49% 3.49%
Yearn.finance YFI 3.29% 3.29%
Uniswap UNI 2.5% 2% 3.25% 3.01% 3.25%
Cosmos ATOM 3% 3%
Celo CELO 3% 3%
Ethereum Classic ETC 3% 1.5% 3%
Orchid OXT 1.5% 2.47% 2.47%
Ankr Network ANKR 2.25% 2.25%
Fantom FTM 2.25% 2.25%
Mirror Protocol MIR 2.25% 2.25%
Maker MKR 2.25% 2.25%
Tezos XTZ 2% 2.05% 2.05%
Bitcoin SV BSV 2.02% 2.02%
Zcash ZEC 2.02% 1% 1.35% 2.02%
Decentraland MANA 0.5% 2% 1.8% 2%
Shiba Inu SHIB 2% 2%
StormX STMX 2% 2%
Uma UMA 1% 2% 1.77% 2%
Ox ZRX 1.77% 2% 1.81% 2%
AMP AMP 1.78% 1.78%
Curve CRV 1.77% 1.77%
Kyber Network KNC 0.5% 1% 1.77% 1.77%
Ren REN 1.77% 1.77%
Storj STORJ 1.77% 1.77%
Balancer BAL 1.54% 1.54%
Injective Protocol INJ 1.51% 1.51%
Livepeer LPT 1.51% 1.51%
OMG Network OMG 0.5% 1% 1%

StableCoins

Token Ticker Celsius Voyager BlockFi Nexo Gemini Highest
Binance USD BUSD ↑10.02%
Previously: 8.88%
↑9%
Previously: 8.25%
10.02%
Gemini Dollar GUSD ↑10.02%
Previously: 8.88%
↑9%
Previously: 8.25%
8.05% 10.02%
Paxos Standard PAX ↑10.02%
Previously: 8.88%
↑9%
Previously: 8.25%
10.02%
TrueAUD TAUD ↑10.02%
Previously: 8.88%
10.02%
TrueCAD TCAD ↑10.02%
Previously: 8.88%
10.02%
TrueGBP TGBP ↑10.02%
Previously: 8.88%
10.02%
TrueHKD THKD ↑10.02%
Previously: 8.88%
10.02%
TrueUSD TUSD ↑10.02%
Previously: 8.88%
8% 10.02%
USD Coin USDC ↑10.02%
Previously: 8.88%
9% ↑9%
Previously: 8.25%
8% 10.02%
Tether USDT ↑10.02%
Previously: 8.88%
↑9.5%
Previously: 8.25%
8% 10.02%
Z.com USD ZUSD ↑10.02%
Previously: 8.88%
10.02%
Dai DAI 4.6% ↑9%
Previously: 8.25%
8% ↑7.99%
Previously: 7.55%
9%

Possible Changes

I am considering removing BlockFi and Nexo from the table in upcoming months.

Nexo seems pretty consistent with 4% base rate on crypto and 8% base rate on stable coin. Though it has a few outliers it seems a bit easy to memorize, whereas the other platforms I do check back to the table as I can't remember which has what rate.

Also, I have already made the decision not to add Crypto.com to the table. I'm not a fan, for a few reasons I won't go into, but one is the focus on their own token to boost rates. Nexo does the same thing so I guess I'm not a big fan of Nexo either.

BlockFi has all sorts of issues - so many that I haven't even been keeping up with them, haha.

Another aspect is that, in my opinion, the UI/UX of both BlockFi and Nexo are pretty bad. BlockFi you can't even find the interst rates in the app. Nexo you can get to but takes about 3 screens to get to each. So they both aren't a joy to keep track of.

Feel free to hit me up on any socials if you have any thoughts on this.

Earn Interest on Crypto

Referral Links

Voyager Digital Logo

Voyager

Free $25 of Bitcoin

Celsius Logo

Celsius

Free $50 of Bitcoin

BlockFi Logo

BlockFi

Free $10 of Bitcoin

I don't have any ads or gain anything from traffic to my blog so I thought I'd throw my referral links at the end of my crypto blog posts. Some of the links above to the platforms are referral links as well.